Key Features

  • Automatic Rewards Transfers
  • High Interest
  • No Monthly Fees
  • Online & Mobile Banking

Free Kasasa Saver

Save, earn, repeat. With automatic transfers of Kasasa® checking rewards, your balance will build that much faster.

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY on balances up to $50,000
  • 0.23% to 0.50% APY on balances over $50,000
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free Online & Mobile banking
  • Surcharge-free ATMs available
  • $20 minimum deposit to open

Simple Steps to Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • 12 debit card transactions
  • One ACH transaction or one direct deposit or one bill pay transaction
  • Must agree to receive eStatements (To start receiving eStatements today login to your Online Banking Account and sign up!)

That’s it. Even if you don’t meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you’ll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!


Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $50,000 receive an APY of .50%; and balances over $50,000 earn 0.10% APY on the portion of balance over$50,000, resulting in a range from .23% to .50% APY depending on the account’s balance. When qualifications are not met, all Kasasa Saver balances earn 0.05% APY and only the non-qualifying interest from the Kasasa Cash account is transferred to your Kasasa Saver account. Interest, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle and are automatically transferred to the linked Kasasa Saver account at the same time or within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 10/22/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $20 minimum deposit is required to open the account. Monthly Direct Deposit or ACH credit or online banking transaction, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
Fees could reduce the earnings on the account.

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