Consumer Account Fee Schedule

Fees and Charges

The following fees and charges may be assessed against your account.
Check printing fees vary by style of check ordered.

Item	Fee
Non-Sufficient Funds (NSF)	$35.00
Unavailable Funds (UAF) - Max. of two charges per day ($70.00)	$35.00
Returned Deposit Item	$10.00
Stop Payment	$35.00
Copies of Statements without Images (per statement)	$15.00
Copy of Statement with Images (per statement)	$20.00
Check Copies (per check)	$3.00
Account Reconciliation/Research (per hour)	$25.00
Court Attachments, IRS Levy or Non-judicial Attachment	$150.00
Official Bank Check	$10.00
Consecutive Days Overdrawn (per day after day 5)	$5.00
Overdraft Transfer of Funds (per transfer)	$5.00
Photo copies (per sheet)	$1.00
Wire Transfer - Outgoing Domestic	$25.00
Wire Transfer - Outgoing Foreign	$50.00
Wire Transfer - Incoming Domestic	$15.00
Wire Transfer - Incoming Foreign	$30.00
Dormancy Fee - monthly fee after 2 years (730 days) of account inactivity	$5.00
Undeliverable Mail - Fee is charged after 2 cycles of return/undeliverable mail. If funds in account are under $30.00 the account will be closed.	$30.00
Safe Deposit Box - 3x5	$45.00
Safe Deposit Box - 3x10	$65.00
Safe Deposit Box - 5x5	$75.00
Safe Deposit Box - 5x10	$100.00
Safe Deposit Box - 10x10	$150.00
Safe Deposit Box Rental Late fee	$5.00
Safe Deposit Box Replacement Keys - $15.00 plus cost of lock, time and mileage of locksmith for set of replacement keys, drilling of box and replacement of lock	$15.00
Visa Debit Card International Service Assessment Fee	1% of the transaction amount

Refer to the Truth in Savings Disclosure provided at account opening for additional fees specific to your account.

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ATM fees may apply when not using a Severn or ALLPOINT™ ATM machine.