| Return Deposit Item | $10 | Notes |
| Non-Sufficient Funds (NSF) Charge | $35 | (may be created by check, in-person, ATM withdrawal, or other electronic means) |
| Unavailable Funds (UAF) Charge Max. of two charges per day | $35 | |
| Stop Payment | $33 | |
| Copies of Statements (per statement) | $12 | |
| Copy of Statement with Images | $20 | |
| Check Copies | $3 | |
| Account Reconciliation/Research (per hour) | $20 | |
| Court Attachments, IRS Levy or Non-judicial Attachment | $150 | |
| Check Order Charge | Varies | |
| Official/Cashier's Checks | $10 | |
| Certified Checks | $25 | |
| Photocopy (per sheet) | $1 | |
| Notary Services (per document) | $1 | |
| Wire Transfer - Domestic | $25 | |
| Incoming Wire - Domestic | $15 | |
| Wire Transfer - International | $50 | |
| Incoming Wire - International | $30 | |
| Visa International Service Assessment Fee | 1% of the transaction amount | |
| Dormant Account Fee (deducted from account balance when abandoned funds are sent to the State of MD) | $30 | |
| Undeliverable Mail Fee (if balance is less than the fee we will close the account) | $30 | |
| Safe Deposit Boxes - 3x5 | $45 | |
| Safe Deposit Boxes - 3x10 | $65 | |
| Safe Deposit Boxes - 5x10 | $100 | |
| Safe Deposit Boxes - 10x10 | $150 | |
| Safe Deposit Box Rental - Late fee | $5 | |
| Replacement Keys | $15 plus cost of lock, time and mileage of locksmith for set of replacement keys, drilling of box and replacement lock | |
| Daily Overdraft (OD) charge per day after day 5 | $5 | |
| Debit/ATM Card Replacement | $5 | |
| Sweep Transfer of Funds (per transfer) | $5 |
ATM fees may apply when not using a Severn or ALLPOINT™ ATM machine.
Safe Deposit Boxes
| Safe Deposit Boxes - 3x5 | $45 | |
| Safe Deposit Boxes - 3x10 | $65 | |
| Safe Deposit Boxes - 5x10 | $100 | |
| Safe Deposit Boxes - 10x10 | $150 | |
| Safe Deposit Box Rental - Late fee | $5 | |
| Replacement Keys | $15 plus cost of lock, time and mileage of locksmith for set of replacement keys, drilling of box and replacement lock |
Not a deposit
Not FDIC insured
Not insured by any federal government agency
Not guaranteed by the bank or an affiliate of the bank