Effective as of May 1, 2021.

Consumer Fee Schedule

Fees and Charges

The following fees and charges may be assessed against your account.
Check printing fees vary by style of check ordered.

ItemFee
Non-Sufficient Funds (NSF)$35.00
Unavailable Funds (UAF) - Max. of two charges per day ($70.00)$35.00
Returned Deposit Item$10.00
Stop Payment$35.00
Copies of Statements without Images (per statement)$15.00
Copy of Statement with Images (per statement)$20.00
Check Copies (per check)$3.00
Account Reconciliation/Research (per hour)$25.00
Court Attachments, IRS Levy or Non-judicial Attachment$150.00
Official Bank Check$10.00
Consecutive Days Overdrawn (per day after day 5)$5.00
Overdraft Transfer of Funds (per transfer)$5.00
Photo copies (per sheet)$1.00
Wire Transfer - Outgoing Domestic$25.00
Wire Transfer - Outgoing Foreign$50.00
Wire Transfer - Incoming Domestic$15.00
Wire Transfer - Incoming Foreign$30.00
Dormancy Fee - monthly fee after 2 years (730 days) of account inactivity$5.00
Undeliverable Mail - Fee is charged after 2 cycles of return/undeliverable mail. If funds in account are under $30.00 the account will be closed.$30.00
Safe Deposit Box - 3x5$45.00
Safe Deposit Box - 3x10$65.00
Safe Deposit Box - 5x5$75.00
Safe Deposit Box - 5x10$100.00
Safe Deposit Box - 10x10$150.00
Safe Deposit Box Rental Late fee$5.00
Safe Deposit Box Replacement Keys - $15.00 plus cost of lock, time and mileage of locksmith for set of replacement keys, drilling of box and replacement of lock$15.00
Visa Debit Card International Service Assessment Fee1% of the transaction amount

Refer to the Truth in Savings Disclosure provided at account opening for additional fees specific to your account.


ATM fees may apply when not using a Severn or ALLPOINT™ ATM machine.

Safe Deposit Boxes

Safe Deposit Box - 3x5$45.00
Safe Deposit Box - 3x10$65.00
Safe Deposit Box - 5x5$75.00
Safe Deposit Box - 5x10$100.00
Safe Deposit Box - 10x10$150.00
Safe Deposit Box Rental Late fee$10.00
Safe Deposit Box Replacement Keys$15.00 plus cost of lock, time and mileage of locksmith for set of replacement keys, drilling of box and replacement of lock

Not a deposit
Not FDIC insured
Not insured by any federal government agency
Not guaranteed by the bank or an affiliate of the bank

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