Consumer Fee Schedule

Item	Fee
Return Deposit Item	$10
Non-Sufficient Funds (NSF) Charge	$35 (may be created by check, in-person, ATM withdrawal, or other electronic means)
Unavailable Funds (UAF) Charge Max. of two charges per day	$35
Stop Payment	$33
Copies of Statements (per statement)	$15
Copy of Statement with Images	$20
Check Copies	$3
Account Reconciliation/Research (per hour)	$20
Money Market and Savings Excessive Activity Charge (per item)	$5 (Transaction limits apply)
Court Attachments, IRS Levy or Non-judicial Attachment	$150
Check Order Charge	Varies
Official/Cashier's Checks	$10

Daily Overdraft (OD) charge per day after day 5	$5

Debit/ATM Card Replacement	$5

Sweep Transfer of Funds (per transfer)	$5

Certified Checks	$25
Photocopy (per sheet)	$1
Notary Services (per document)	$1
Wire Transfer - Domestic	$25

Wire Transfer - Foreign	$50
Visa International Service Assessment Fee	1% of the transaction amount

Dormant Account Fee (deducted from account balance when abandoned funds are sent to the State of MD)	$30

Undeliverable Mail Fee (set up fee - if balance is less than the fee we will close the account)	$30
Incoming Wire - Domestic	$15
Incoming Wire - International	$30
Safe Deposit Boxes - 3x5	$45
Safe Deposit Boxes - 3x10	$65
Safe Deposit Boxes - 5x10	$100
Safe Deposit Boxes - 10x10	$150
Safe Deposit Box Rental - Late fee	$10
Replacement Keys	$15 plus cost of lock, time and mileage of locksmith for set of replacement keys, drilling of box and replacement of lock

ATM fees may apply when not using a Severn or ALLPOINT™ ATM machine.

Safe Deposit Boxes - 3x5	$45
Safe Deposit Boxes - 3x10	$65
Safe Deposit Boxes - 5x10	$100
Safe Deposit Boxes - 10x10	$150
Safe Deposit Box Rental - Late fee	$10
Replacement Keys	$15 plus cost of lock, time and mileage of locksmith for set of replacement keys, drilling of box and replacement of lock

Not a deposit
Not FDIC insured
Not insured by any federal government agency
Not guaranteed by the bank or an affiliate of the bank

Consumer Account Fee Schedule