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Key Features

  • High Interest
  • No Monthly Fees
  • Debit Card
  • Online & Mobile Banking

Free Kasasa Cash Checking

Banking locally means supporting your community. And with Kasasa Cash® checking, it also means earning up to 2.15% APY*.

  • Free checking that pays high interest
  • 2.15% APY* on balances up to $15,000
  • 0.37% to 2.15% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free Online & Mobile Banking
  • Free Visa® debit card
  • Add Kasasa Protect® for enhanced fraud protection
  • Surcharge-free ATMs available
  • $20 minimum deposit to open

Simple Steps to Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • One ACH, or Direct Deposit, or one BillPay transaction

That’s it. Didn’t meet your qualifications? No worries. Your account is still free, and you still earn our base interest rate. Then you can get back to earning your full rewards the very next month.

Open an Account


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000 receive APY of 2.15%; and balances over $15,000 earn 0.10% APY on the portion of balance over $15,000, resulting in a range from 0.37% to 2.15% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 a month for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within sixty (60) calendar days of transaction] for reimbursements of individual ATM fees. When Kasasa Cash qualifications are not met, all balances in the account earn .0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/22/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A minimum deposit of $20 is required to open the account. Monthly Direct Deposit/ACH credit, enrollment in online banking, receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Fees could reduce the earnings on the account.

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