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Kasasa Cash®
*Qualification Information Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards – click here for compete list of qualification cycles. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card purchases, debit and credit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our Bank. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $15,000 receive APY of 3.00%, and balances over $15,000 earn 0.20% APY on the portion of balance over $15,000, resulting in a range from 3.00% to 0.57% APY depending on the account’s balance; and (2) you will receive a total reimbursement up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs are accurate as of 04/01/2019. Rates and rewards are variable and may change after account is opened. Additional Information Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $20 minimum deposit is required to open the account. At least 12 debit card purchases posted and settled during the Monthly Qualification Cycle, one (1) ACH or Direct Deposit or Bill Pay Transaction and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online or mobile banking, electronic statements) and log-ons are required to meet some of the account’s qualifications. Limit one (1) Kasasa Cash account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our Severn Bank Service Representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back®
This is a non-interest bearing account.
*Qualification Information Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards- click here for a complete list of qualification cycles.. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card purchases, debit and credit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our Bank. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive: (1) 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle; and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $20 minimum deposit is required to open the account. At least 12 debit card purchases posted and settled during the Monthly Qualification Cycle, one (1) ACH, Direct Deposit or Bill Pay Transaction, and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online or mobile banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one (1) Kasasa Cash account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our Severn Bank Service Representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.