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QuestionChesapeake Bay Benefits CheckingChesapeake Bay Checking
(FREE)
Student Checking
(FREE)
Advantage Checking
(FREE)
What you are looking forA checking account that meets your mature financial lifestyle.A simple checking account that meets all your needs.A checking account for your 16 to 24 year old that will be a building block for a successful financial future.A checking account for individuals 55 years old and more that meets your mature financial lifestyle without paying extra.
Minimum Opening Deposit$20$20$20$20
Monthly Service Charge$10NoNoNo
Minimum Balance Required$1,000 average monthly balance OR $5,000 in combined deposit average monthly balances to avoid service fee.$0$0$0
Unlimited Check WritingYesYesYesYes
FREE First Order of checksYes - Basic sky-blue checksNoYes - Basic sky-blue checksYes - This account receives all orders of Severn basic sky-blue checks and duplicate checks free. One box per order. Customers will receive a discount on other check styles.
FREE Visa® Debit CardYesYesYesYes
ATM WithdrawalsFree at any Severn Savings ATM or 55,000 ALLPOINT™ Network ATMs worldwide. Severn may also refund up to $9 of ATM surcharges per month if all requirements are met.Free at any Severn Savings ATM or 55,000 ALLPOINT™ Network ATMs worldwideFree at any Severn Savings ATM or 55,000 ALLPOINT™ Network ATMs worldwideFree at any Severn Savings ATM or 55,000 ALLPOINT™ Network ATMs worldwide.
FREE Online BankingYesYesYesYes
FREE Telephone BankingYesYesYesYes
FREE Check Images included with monthly statementYesYesYesYes
Interest bearing checking accountYes, click here for Rate detailsNoNoYes, click here for Rate details
No minimum balance for customers age 55 and betterNoNoNoYes
FREE Bank Cashier's ChecksYes - One free per day.NoNoYes - One free per day.
FREE Notary ServicesYesNoNoYes
FREE Automatic TransfersYesYesYesYes
Discount of $10 on any annual safe box rentalYesNoNoYes
ExtrasN/AN/AOne waived non-sufficient funds charge per year.N/A
LegaleseAccount restrictions applyAccount restrictions applyAccount restrictions applyAccount restrictions apply
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